Kim Kardashian’s $2 Million 20.5-Carat Engagement Ring [PHOTO]

Kim Kardashian's engagement ring of any new fiance Kris Humphries is a serious piece of jewelry.

The 20.5-carat Lorraine Schwartz sparkler designed (pictured below) has a 16.5 carat emerald cut stone flanked by two trapezoid 2-carat ... and a whopping $ 2 million.

Even for an NBA player like Humphries, a rock is expensive.

Kardashian describes it as "perfect"

If you have a ring of $ 2 million commitment, would you be pleased by the gesture ... or upset by the investment?